Charlotte Excell Senior Managing Associate
Commercial Property
Charlotte Excell is a Managing Associate in Swinburne Maddison’s Commercial Property team. She qualified as a solicitor in June 2018 after completing her Legal Practice Course at the University of Law, Leeds, and an LLB Law degree at the University of Kent, where she also spent a year focusing on International Law in Chongqing, China.
Charlotte joined Swinburne Maddison as an Associate in 2021 and was promoted to Managing Associate in May 2024. She is instrumental in advising on secured lending, landlord and tenant matters, property sales and purchases, and providing corporate support. Charlotte’s day-to-day work is as varied as her clients’ needs—whether negotiating high-value leases, facilitating property acquisitions, or overseeing multi-million-pound refinancing transactions. Her hands-on approach and dedication to client care set her apart.
Charlotte is particularly passionate about supporting secured lending transactions, playing a central role in the growth of the firm’s banking and finance work. She seeks to attract lenders, investors, and clients managing large-scale property portfolios, ensuring they receive expert guidance tailored to their goals. Her collaborative style and ability to make complex transactions straightforward reflect her values and dedication to client success.
- Secured Lending
- Landlord and Tenant
- Commercial Property Sales and Purchases
- Banking and Finance
- Corporate Transactional Support
Charlotte has built a strong reputation for her expertise in commercial property law. Over the past five years.
Career highlights include:
- Played a pivotal role in facilitating £75 million worth of Coronavirus Business Interruption Loan Scheme (CBILS) transactions for SME clients.
- Contributed to the firm’s inclusion in The Legal 500 rankings for Banking and Finance, following the expansion of its secured lending work.
Charlotte is a Board Member of Durham Young Professionals, a non-profit networking organisation that supports young professionals in Durham while also contributing to charitable initiatives.
She has played a key role in developing Swinburne Maddison’s “Buddy Scheme,” working closely with the Partners to provide mentorship and guidance to paralegals, trainees, and newly qualified solicitors, reflecting her strong commitment to fostering the growth and development of those embarking on their legal careers.
Charlotte has been recognised in the Legal 500 2026 edition as a Key Lawyer within Commercial Property and Banking and Finance.
In 2024, Charlotte was named a Highly Commended Lawyer at the Insider Northeast Young Professionals Awards, demonstrating her technical expertise and client care. She was also shortlisted as Emerging Property Person of the Year at the Insider North East Property Awards 2024 and as Rising Star of the Year at the Northern Law Awards.
"My interactions with the firm and individuals have always proved to be professional, efficient, and knowledgeable in their areas of expertise."
"Highly skilled and knowledgeable people who are easily accessible, friendly and personable."
Articles & Insights by Charlotte Excell
News & Insights
Insight
When Are Oral Agreements Legally Binding? Lessons from Leddington v Sandercock
In Leddington and another v Sandercock and another [2026] EWHC 938 (Ch), the Chancery Division dismissed a claim for over £333,000 relating to an alleged oral agreement between the parties. The case highlights a key issue in contract law, that although oral agreements (sometimes referred to as “gentlemen’s agreements”) can be legally binding, they must […]
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Renters’ Rights Act. Key Changes Landlords Must Act on Before 31 May 2026
The Renters’ Rights Act 2025 represents one of the most significant reforms to the private rental sector in recent years. It strengthens tenant protections while placing greater responsibility on private landlords. Mandatory Requirement for Renters’ Rights Act Information Sheet 2026 By 31 May 2026, landlords must provide tenants with the Renters’ Rights Act Information Sheet […]
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Major Changes Ahead for Consumer Subscription Contracts – What Businesses Need to Know
The UK Government has confirmed significant reforms to the rules governing consumer subscription contracts. These changes are expected to be introduced in spring 2027, through secondary legislation under the Digital Markets, Competition and Consumers Act 2024 (DMCCA), following the conclusion of the Department for Business and Trade’s consultation. Unlike the current rules, which were never […]
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