Charlotte Excell Senior Managing Associate
Commercial Property
Charlotte Excell is a Senior Managing Associate in Swinburne Maddison’s Commercial Property team. She qualified as a solicitor in June 2018 after completing her Legal Practice Course at the University of Law, Leeds, and an LLB Law degree at the University of Kent, where she also spent a year focusing on International Law in Chongqing, China.
Charlotte joined Swinburne Maddison as an Associate in 2021 and was promoted to Managing Associate in May 2024, before progressing to Senior Managing Associate in May 2026.
Charlotte advises on secured lending, landlord and tenant matters, property sales and purchases, and provides corporate support. Her day-to-day work is varied, from negotiating high-value leases and facilitating property acquisitions to overseeing multi-million-pound refinancing transactions. Her hands-on approach and dedication to client care set her apart.
She is particularly passionate about secured lending transactions and plays a key role in the growth of the firm’s banking and finance work. Charlotte works closely with lenders, investors and clients, managing large-scale property portfolios, ensuring they receive clear, practical advice aligned to their commercial goals.
Known for her collaborative style and approachable manner, Charlotte has a strong ability to make complex transactions feel straightforward. Her focus on building lasting relationships and delivering high-quality service makes her a trusted advisor to her clients.
- Secured Lending
- Landlord and Tenant
- Commercial Property Sales and Purchases
- Banking and Finance
- Corporate Transactional Support
Charlotte has built a strong reputation for her expertise in commercial property law. Over the past five years.
Career highlights include:
- Played a pivotal role in facilitating £75 million worth of Coronavirus Business Interruption Loan Scheme (CBILS) transactions for SME clients.
- Contributed to the firm’s inclusion in The Legal 500 rankings for Banking and Finance, following the expansion of its secured lending work.
Charlotte is a Board Member of Durham Young Professionals, a non-profit networking organisation that supports young professionals in Durham while also contributing to charitable initiatives.
She has played a key role in developing Swinburne Maddison’s “Buddy Scheme,” working closely with the Partners to provide mentorship and guidance to paralegals, trainees, and newly qualified solicitors, reflecting her strong commitment to fostering the growth and development of those embarking on their legal careers.
Charlotte has been named as a Leading Associate in the 2027 edition of The Legal 500 for Commercial Property. She has also been recognised as a Key Lawyer in the Banking and Finance for the past three years.
In 2024, Charlotte was named a Highly Commended Lawyer at the Insider Northeast Young Professionals Awards, demonstrating her technical expertise and client care. She was also shortlisted as Emerging Property Person of the Year at the Insider North East Property Awards 2024 and as Rising Star of the Year at the Northern Law Awards.
"My interactions with the firm and individuals have always proved to be professional, efficient, and knowledgeable in their areas of expertise."
"Highly skilled and knowledgeable people who are easily accessible, friendly and personable."
News & Insights
Insight
Four Common Divorce Myths and Misconceptions
If you’ve recently started watching The War on Sky, you could be forgiven for thinking that every divorce involves dramatic courtroom confrontations, surprise revelations and tense cross-examinations. In reality, family law proceedings are often far less dramatic than television would have us believe. Most cases are resolved through negotiation, mediation or other forms of non-court […]
Read moreInsight
Could your pension increase your Inheritance Tax bill? How the 2027 legislation change affects you
For many years, pensions have played an important role in estate planning. Unlike many other assets, unused pension funds could generally be passed to beneficiaries outside the scope of Inheritance Tax, making pensions an attractive way of preserving wealth for the next generation. From 6th April 2027 this is set to change, most unused pension […]
Read moreNews
Swinburne Maddison Expands Private Client Team Following Major Investment
Swinburne Maddison, one of the North East’s leading full-service law firms, has significantly expanded its Private Client team increasing the firm’s capacity to take on complex private client instructions across the North East and beyond. Following major investment in people, expertise and resources, the firm has brought together its strongest Private Client team to date. […]
Read more
Careers at Swinburne Maddison
Bright futures built together.
Ok, so you’ve come this far where could the next step take you?
We’re always on the lookout for great people to join our team but we also want to make sure we are the right fit for each other.
Here, your career is more than a job—it’s a journey. From day one, you’ll feel supported to grow, develop your skills, and thrive alongside a team that values collaboration and care. Whether you’re a legal eagle or a support extraordinaire, we focus on helping you succeed in an environment where you truly belong. Let’s achieve great things together.